According to @StockMKTNewz, homeowners who secured a 30-year fixed mortgage at 2.69% in 2021 are now benefiting from historically low borrowing costs compared to the current interest rate environment (source: StockMKTNewz on Twitter, May 19, 2025). This has led to reduced housing supply, as fewer homeowners are willing to sell and lose their low rates. The resulting housing market stagnation is impacting capital flows and risk appetite, with some investors reallocating funds toward cryptocurrencies and digital assets in search of higher returns and liquidity. Traders should monitor mortgage rate trends and housing market data for potential shifts in crypto market sentiment and liquidity.